Are you ready to check off your next bucket-list destination? Whether you’re already planning your next trip or looking to start saving for a future getaway, 好的赌博软件推荐 is here as a trusted source of advice with budgeting and spending tips to help you get ready, 预备, 去! 在你的下一次冒险中.

最近, two of our financial experts – Kara Fischer and Karmen Johnson – presented a Community Workshop focused on ways to be thrifty on your next vacation. They’ve assembled some of their best tips and key takeaways here. 

做好准备

When you're thinking of heading out on your next vacation, ask these questions first:

• 你想去哪里?
• 你想什么时候去?
• 你需要存多少钱?

Planning ahead with these questions will give you a better idea of how much money you need to budget for and how much time you have to meet your savings goal. 

预备

Now that you have an idea of what you need to budget for, it’s time to set up your savings plan.

Open a Separate 储蓄 Account

Contact your financial institution and request to open a new savings account. Once it is live in your online banking, re-name the new account “Travel Fund.” This will give you a virtual piggy bank just to track your savings for your next trip and you won’t be as tempted to use the money for something else before the goal is met.

设立直接存款

Decide what percentage of your monthly income should go to your travel fund and then set up direct deposit from your paycheck to your new account and watch it grow each month. If you are uncomfortable with it coming directly from your paycheck, you can have more control by setting up automatic transfers from your checking or primary savings account.

使用照片作为提醒

As you are daydreaming about your destination, find some photos of 在哪里 you are going online and save them. 然后, print those photos and place them some在哪里 you pass by often, such as your refrigerator or on the mirror you use to get ready at in the morning. This will help you stay focused on your big goal. You could also make the photo your phone wallpaper, so as you are out and about shopping, your savings goal will stay at the top of your mind, and you will be less likely to overspend.

保存你的信用卡奖励

Your credit card rewards can easily be redeemed for flights, cruises, gift cards, and cash rewards! If you're looking for some在哪里 to get started, consider the 签章奖励签证 信用卡 从元素. 

Go!

Once you have met your savings goal and are ready to set out on your trip, consider some of our Financial Experts’ advice to make your trip go smoothly.

给银行打电话

Along with notifying your friends and family members of your travels, you should also notify your bank. Financial institutions have fraud technology that block transactions that are outside of your normal spending habits and locations. Let them know 在哪里 you are going so that they can monitor your account and you won’t have difficulties with making transactions along the way. 你总是可以 接触元素 任何时候.

打开卡片控制

Card Control is a companion app to our 哪个赌钱app比较好 app that allows you to control when, 在哪里, and how your 元素 credit and debit cards are used. As you are traveling, you may misplace your card along the way. This app will allow you to instantly turn them off and on, 设置使用控制, and establish alerts for a variety of card activities. 开始我们的 卡控制页面.

备好现金

Place back up cash in various bags that you will be using on your trip. 这种方式, if your luggage gets lost along the way, you will have extra cash in your carry on to get you by until you can retrieve the rest of your luggage.

沿途寻找自动取款机

Access your cash on the go by accessing one of our 78,000+ surcharge-free ATMs globally. Look up participating ATMs near you using our 定位器工具.

As always, 元素 is here to support you and push you toward your goals. 你总是可以 contact us for additional advice before your next big getaway!