签证的变更® Core Rules revises the circumstances under which you have zero liability for unauthorized electronic fund transfers using a lost or stolen Visa card. Effective 02/01/2018, you may be held liable f或者未经授权使用 caused by negligence.
Details for changes to our debit, health savings account, and home equity line of credit Visa cards is below.
当前的借记卡 & Health 储蓄 Account Visa Disclosure
We will extend to You the benefits provided by the applicable Visa Zero Liability Policy in effect at the time of any unauthorized or fraudulent use of Your Card. The Zero Liability Policy covers unauthorized and fraudulent Card transactions that are processed over the Visa network. The Zero Liability Policy does NOT apply to PIN transactions that are not processed over the Visa network (or to ATM transactions if applicable). We may not extend the benefits of the Zero Liability Policy to You if We reasonably determine that the unauthorized or fraudulent transaction was caused by gross negligence or fraudulent conduct on Your part. Gross negligence may include, but is not limited to, an unreasonable delay on Your part, 在我们看来, in the reporting of the transaction, or Your failure to fulfill Your obligations under this Agreement. In the event the Zero Liability Policy is not applicable, the Timely Notification Limits Liability provision will apply.
新 借记 & Health 储蓄 Account Visa Disclosure effective 2/1/2018
We will extend to You the benefits provided by the applicable Visa Zero Liability Policy in effect at the time of any unauthorized or fraudulent use of Your Card. The Zero Liability Policy covers unauthorized and fraudulent Card transactions that are processed over the Visa network. The Zero Liability Policy does NOT apply to PIN transactions that are not processed over the Visa network (or to ATM transactions if applicable). We may not extend the benefits of the Zero Liability Policy to You if We reasonably determine that the unauthorized or fraudulent transaction was caused by negligence or fraudulent conduct on Your part. Negligence may include but is not limited to, an unreasonable delay on Your part, 在我们看来, in the reporting of the transaction, or Your failure to fulfill Your obligations under this Agreement. In the event the Zero Liability Policy is not applicable, the Timely Notification Limits Liability provision will apply.
Current HELOC Disclosure
If My Card is Lost or Stolen or if an Unauthorized Use Occurs: I agree to notify you immediately if my card is ever lost or stolen or if an unauthorized use may have occurred. The telephone number to call is 1-800-621-2105, and I agree to follow up the call with notice in writing to you at: 好的赌博软件推荐 Federal Credit Union, P.O. Box 7123, 印第安纳波利斯, IN 46207-7123. I also agree to assist you in determining the facts, circumstances and other pertinent information relating to any loss, 盗窃 or possible unauthorized use of my card and comply with such procedures as you may require in connection with your investigation, including filing a police report and otherwise assisting in the prosecution of any unauthorized user. I will be liable for any unauthorized use over the Visa Network only if you can prove that I was 严重疏忽的 in my use or handling of my card, or if you can prove that I used the card fraudulently. My liability f或者未经授权使用 on networks other than the Visa Network will not exceed $50.00. 无论如何, I will not be liable for any unauthorized use that occurs after I notify you of the loss, 盗窃, 或者未经授权使用.
新 HELOC Disclosure effective 2/1/2018
If My Card is Lost or Stolen or if an Unauthorized Use Occurs: I agree to notify you immediately if my card is ever lost or stolen or if an unauthorized use may have occurred. The telephone number to call is 1-800-621-2105, and I agree to follow up the call with notice in writing to you at: 好的赌博软件推荐 Federal Credit Union, P.O. Box 7123, 印第安纳波利斯, IN 46207-7123. I also agree to assist you in determining the facts, circumstances and other pertinent information relating to any loss, 盗窃 or possible unauthorized use of my card and comply with such procedures as you may require in connection with your investigation, including filing a police report and otherwise assisting in the prosecution of any unauthorized user. I will be liable for any unauthorized use over the Visa Network only if you can prove that I was 疏忽 in my use or handling of my card, or if you can prove that I used the card fraudulently. My liability f或者未经授权使用 on networks other than the Visa Network will not exceed $50.00. 无论如何, I will not be liable for any unauthorized use that occurs after I notify you of the loss, 盗窃, 或者未经授权使用.
